MCP Dispute OS isn't a CRM with letter templates. A doctrine-built engine maps every account to the right route, round, and next move — so every case is worked correctly, while you stay in control.
No long-term contract · Cancel anytime · You keep your clients and your brand
| Account | Bureau | Route | Round | Status |
|---|---|---|---|---|
| Capital One ••4821 | Experian | B | R2 | MOV due |
| Midland Funding | TransUnion | D | R1 | Verify 6d |
| Amex ••1007 | Equifax | A | R3 | On track |
| LVNV Funding | Experian | A | R1 | Deleted |
You make the calls. The app keeps the record, does the math, and prepares the paperwork.
Every tradeline on every bureau is its own case, with a clear status and a visible next step.
Automatic FCRA window math so the 30-day response clock never slips by unnoticed.
Round- and route-correct letters drafted for your review and signature — you stay in control of every word.
Assemble letter plus exhibits into a print-ready, certified-mail package in a couple of clicks.
Verified dispute addresses for the bureaus and major furnishers, right when you need them.
An append-only record of every decision and document — defensible, complete, never overwritten.
Generic credit-repair software gives you contact records and letter templates. MCP Dispute OS understands the strategy — it treats every tradeline on every bureau as its own case and tells you exactly how to work it.
Manual by design. You make the judgment calls; the app removes the busywork and remembers everything.
Create the client and import their credit report.
Review each account and choose the dispute route for the round.
Generate the letter, attach exhibits, build the package.
Send it certified. The app tracks the deadline and your next move.
No per-client or per-letter fees — your plan is sized by how many clients you actively work. Start small, upgrade as your book grows.
The full workflow engine. You run the rounds.
Everything in Self-Service, plus route guidance.
Everything in Guidance, plus team training.
Multi-seat, built for a growing team.
Prices in USD, billed monthly. Annual plans coming soon.
"I built this because I was running my own disputes out of spreadsheets and chat logs — and losing track. This is the system I wished I had."
MCP Dispute OS is software. It is not a credit-repair organization, not a law firm, and not legal advice. You bring your own CROA contracts, state registration, and surety bonds — the platform just makes the work faster and keeps the record straight.
Set up your workspace in minutes. No contract, cancel anytime.